It is often repeated that the clear and unambiguous terms of an insurance policy govern, but that if any ambiguities exist, they are resolved in the favor of the insured. It is equally axiomatic that statutes are to be given their clear meaning. Based on those well established principles of law, the issues decided in the recent case of Citizens Property Ins. Corp. v. River Manor Condominium Assn, Inc., would seem to be predictable. Guess again. Maybe Not. Read On . . .