Casualty insurance policies have long contained provisions requiring appraisal as to disputes. All too often, property owners would being suit to force their insurer to pay for a covered loss, only to have the case dismissed or stayed until the property owner complied with the policy provisions requiring such appraisal. After a while, it simply became assumed that before suit could be filed to determine the amount of the loss, submission to the appraisal process was mandatory. Not so. Read More . . .