Board-Certified In Construction Law By The Florida Bar

Is Appraisal Mandatory to Resolve a Policy Dispute?

The Devil Is In The Details

By: Ian T. Kravitz, Esquire

Citizens Property Insurance Corporation (“Citizens”) issued a policy of insurance (“the Policy”) to the property owners, the Casars (Owners”). Owners filed a claim for water damage alleged to have been caused by a refrigerator line leak. Citizens inspected the alleged damage and concluded that some of the damaged items were caused by the leak and so were covered under the policy. Citizens, however, denied that other damaged property was caused by such leak, and rejected coverage of those items.  Read On . . .